The purpose of this article is to guide you through ordering the Amazon Mastercard Credit Card online. Whether you’re a frequent Amazon shopper or just looking to take advantage of the benefits, this guide covers you.
We’ll break down the steps needed to apply, the key features of the card, and important details you should know. By the end, you’ll understand how to get your card and enjoy the perks.
What is the Amazon Mastercard Credit Card?
The card is a rewards card that gives you cashback on purchases. It offers perks for Amazon shoppers and beyond, making it an excellent choice for everyday use.
Types of Card (Prime vs. non-Prime)
Here’s a quick breakdown of the different types of cards you can get:
- Prime Members: Enjoy higher rewards at Amazon and Whole Foods, making it a better option for regular Amazon shoppers.
- Non-Prime Members: They still get cashback on Amazon and other purchases, but the rate is lower than that of Prime members.
Key Features
Below are the features of this card:
- No annual fee: Enjoy rewards without the extra cost.
- 1.5% back: Earn 1.5% back on eligible Amazon.ca and Whole Foods Market purchases after the welcome offer ends. Prime members earn 2.5% back.
- 1% back: Get 1% back on eligible foreign currency transactions, covering international shopping or travel fees. Prime members earn 2.5% back.
- 1% back: Earn rewards on all other eligible purchases, like at gas stations or grocery stores, wherever Mastercard is accepted. Prime members earn 2.5% back.
Eligibility Requirements
You must meet a few basic requirements to apply for the card. These include your age, credit score, and the necessary documentation for the online application.
Age and Credit Score Requirements
You must be 18 years old to apply for the card. A good credit score is typically required, though specific minimums may vary. It’s essential to check your credit score before applying to ensure you meet the standards.
Necessary Documentation for Online Application
When applying online, make sure you have the following ready:
- Government-issued ID (e.g., passport or driver’s license)
- Social Security Number (SSN)
- Proof of address (e.g., utility bill or lease agreement)
Income Verification and Other Factors
Your income must be verified to ensure you can handle the card’s credit limit. Some applications may also require additional information, like your employment status. The application may ask for these details to assess your credit repayment ability.
How to Apply for a Credit Card Online?
Applying for the card online is straightforward. Follow the steps below to complete your application through the website.
Step-By-Step Process for Applying Through the Website
Here’s how to apply for the card:
- Visit the official website and find the card application page.
- Click “Apply Now” to begin the application process.
- Fill out the online form with your personal and financial information.
- Review your details and submit your application for approval.
Required Details: Personal Information, Financial Information
You will need to provide several key details when applying:
- Personal information: Full name, address, date of birth, and email.
- Financial information: Employment status, income, and other financial details.
How to Upload Documentation, if Needed?
Some applications may require additional documents. Here’s what to do:
- Prepare documents like proof of identity and address.
- Upload files directly through the application portal.
- Ensure all files are clear and legible to avoid delays.
Interest Rates and Fees
The card comes with various interest rates and fees, you should know. These charges can impact your overall experience, so understanding them is essential.
APR Details for Purchases and Cash Advances
The Annual Percentage Rate (APR) for purchases is typically 19.99%. For cash advances, the APR is usually higher, around 24.99%. These rates can vary, so checking the exact terms when applying is essential.
Information About Late Payment Fees, Foreign Transaction Fees, etc.
If you miss a payment, a late fee of up to $39 may apply. Foreign transactions come with a foreign transaction fee of around 3%. These fees can add up, so paying on time is a good idea, as well as avoiding international purchases unless necessary.
Balance Transfer Fees and Other Potential Charges
A balance transfer fee is usually 3% of the amount transferred. Other fees might include charges for returned payments or exceeding your credit limit. Always read the fine print to understand any additional costs that might apply.
How to Use the Amazon Credit Mastercard Card?
This card offers various ways to get rewards and benefits while shopping online and managing your account. Here’s a quick guide to help you get the most out of it.
Online Shopping Benefits, Including Instant Amazon Discounts
Using the card for online shopping comes with perks like:
- 2.5% back on eligible purchases at Amazon and Whole Foods for Prime members.
- Free shipping on millions of items with an eligible Prime Membership.
- Instant discounts when using the card for qualifying purchases.
Earning and Redeeming Rewards: Cashback Structure and Limits
You can earn rewards on your purchases with the following cash-back structure:
- 1.5% back on purchases at Amazon and Whole Foods (after the welcome offer).
- 1% back on foreign currency transactions and other eligible purchases.
- Earn 2.5% back on most purchases if you’re a Prime member.
- You can redeem rewards for Amazon.ca Gift Cards or use them to cover certain purchases.
Managing the Card Through Amazon and the Bank’s Website
Managing your card is easy with the following options:
- Track your rewards and view statements through Amazon’s website or app.
- Pay bills online through your bank’s portal or linked account.
- Request customer support for issues via Amazon’s website or the bank’s contact info.
Customer Support and Contact Information
For any inquiries or issues, customer support is available at 1-888-280-4331. You can also visit the company’s office at 410 Terry Ave. North, Seattle, WA, 98109-5210.
The support team is ready to assist with any questions or concerns. Ensure you have your account details handy when contacting them for faster service.
Disclaimer: Credit card terms and interest rates may change over time. Always check the official website for the most up-to-date information.
Bottom Line: Ordering the Amazon Mastercard Credit Card Online
The Amazon Mastercard Credit Card offers a simple online application process with various rewards and perks. Once approved, you can use it for Amazon cashback and eligible purchases, especially if you’re a Prime member.
Remember the interest rates and fees associated with the card, including foreign transaction fees and balance transfer fees. By understanding the eligibility requirements and application steps, you’ll be ready to enjoy its benefits.